Thankfully, we’ve come a long way. Now that I’m a billionaire industrialist (jk, a steadily employed writer at YNAB), our financial situation feels way less stressful. Ordering Pad Thai no longer feels like an act of self-destruction.
What can one do to ease the uncertainty?
Thankfully, we’ve come a long way. Now that I’m a billionaire industrialist (jk, a steadily employed writer at YNAB), our financial situation feels way less stressful. Ordering Pad Thai no longer feels like an act of self-destruction.
Spending is guilt-free when both partners make room for “fun money” in YNAB.
Still, I can’t imagine my life without YNAB. How would I know what I can afford without worrying? What would my marriage be like?
Ten years into using the method and app, I’ve come to consider YNAB a life-planning tool. Here’s why:
- YNAB takes the stress out of financial decisions, big and small. Choosing a summer camp used to be an agonizing, existential decision. We’d ask ourselves prickly questions like, “What kind of parents are we if we don’t send them to the camp where they can ride horses, learn coding, and sail wooden boats on a glacier-fed lake?” Without YNAB, we often doubted our decisions (and came to the conclusion that we must be horrible parents if we passed on camp). Now, we have a clear picture of our spending and saving priorities—including where our kids’ activities fit in. The second-guessing and finger-pointing dissolved over time.
- YNAB takes the stress out of financial decisions, big and small. Choosing a summer camp used to be an agonizing, existential decision. We’d ask ourselves prickly questions like, “What kind of parents are we if we don’t send them to the camp where they can ride horses, learn coding, and sail wooden boats on a glacier-fed lake?” Without YNAB, we often doubted our decisions (and came to the conclusion that we must be horrible parents if we passed on camp). Now, we have a clear picture of our spending and saving priorities—including where our kids’ activities fit in. The second-guessing and finger-pointing dissolved over time.
