🔐 Security at Penningmeester.ai

Your trust means everything to us. At Penningmeester.ai, protecting your personal and financial data is our top priority. We take security seriously — not just because it’s good practice, but because your budgeting insights depend on it.

🔒 How We Keep Your Data Safe

WWe follow modern security best practices to ensure that your information stays private, secure, and in your control.

🧠 Smart Infrastructure

• Hosted in the EU: Our servers are based in Google Cloud’s European data centers, compliant with GDPR and known for world-class physical and digital security.
• Encrypted at rest and in transit: All data is encrypted using industry-standard protocols (TLS/HTTPS and encrypted databases).

🧰 Ongoing Protection

• Real-time malware scanning: We monitor and defend our platform continuously using security tools like WordFence Premium.
• Multi-Factor Authentication (MFA): MFA is enforced for all administrator accounts, reducing risk of unauthorized access.
• Daily updates and maintenance: We keep our system, plugins, and tools updated daily to reduce vulnerabilities.

👥 Role-Based Access

• Only essential team members have access to production systems — and only when needed.
• Developers work in a staging-only environment without access to live user data.
• No shared accounts — every login is tied to a real person and monitored.

AI + Privacy

Our budgeting features use artificial intelligence to help you understand and improve your finances. All suggestions are generated from anonymized or pseudonymized data. We never sell your information, and we do not share your personal financial data with AI providers for training or marketing.

💡Please note: AI-generated advice is for informational purposes only. For important financial decisions, we recommend speaking to a trusted advisor.

Backups & Recovery

• Daily encrypted backups ensure your data can be recovered if anything goes wrong.
• We regularly test these backups to verify they work as intended.

No Ads, No Tracking Abuse

• We do not sell your data or show you ads
• Tracking is minimal and always disclosed — used only to improve product experience (with your consent).

Report a Security Concern

If you believe you’ve found a vulnerability or suspect misuse of your account, please contact us immediately at:
privacy@penningmeester.ai
We’ll respond promptly, and take every report seriously.

Our Promise

Security isn’t just a checkbox — it’s part of how we build. Whether you’re managing your family’s budget or tracking monthly goals, you can count on us to keep your information secure and private.